Questions buyers ask us

By Justin Engelke, Founder and Director

Last updated: 3 November 2026

These are the questions my team and I hear most from people building a new home in Victoria. If yours isn't here, call us on 1300 008 524 or email hello@tkbg.com.au and I'll give you a straight answer.

Who should I build with as a first home buyer in Melbourne?

The right builder depends on your land, your budget and the home you want, so there's no single answer for everyone. My team and I compare over 35 builders to find packages that suit your situation. Every builder we work with is a registered builder and a member of the HIA or Master Builders Victoria, so you're choosing from builders we know and trust.

Is a builder broker worth it in Victoria?

A builder broker saves you from comparing builders and packages on your own. I've spent more than 13 years in new homes and my team and I have helped over 1,000 people, so we know what to check and where buyers often get caught out. We're paid by the builder from a share of its margin, so using us costs you nothing extra. You can talk it through with us and decide for yourself.

Does it cost anything to use Turnkey Building Group?

We're paid by the builder from a share of its margin, so using us costs you nothing extra. It works the same way a salesperson who works for a builder is paid a commission. If you'd like more detail on how it works, just ask and I'll explain it plainly.

Do you work for me or for the builder?

I'll be upfront with you. The builder pays us, the same way a builder pays its own salesperson. The difference is that we don't sell just one builder's homes. We compare over 35 builders, so our job is to help you find the right builder and package for you and make sure you understand what you're signing. You can see how we work on our process page.

How do you put a package together for me?

We tailor each package to you. We help you work out your budget, your timelines and what you need from your floorplan. Then my team and I put together a package that fits, so it isn't just a list of packages for you to pick from. We piece it all together using our knowledge and industry connections, and we manage the presite process on your behalf, from site costs and soil tests through to approvals and contracts.

Is a fixed price house and land package really fixed?

All of our packages are fixed price and full turnkey, unless you choose otherwise. Fixed price means the build price is set for the work described in your contract. Full turnkey means your home is finished to the inclusions listed in your contract, ready for you to move in, rather than leaving you to sort out the final pieces yourself. Anything not written in the contract or inclusions isn't covered, so read both carefully. If you ask for a change after signing, that variation can change the cost.

Can a broker help with knockdown rebuild?

Yes, my team and I help with knockdown rebuild as well as house and land. We can compare builders for your block and help you understand what to look into before you start. Grant and duty rules may apply differently when you already own the land, so check with the State Revenue Office and your lender.

Can I use the First Home Owner Grant with a house and land package?

According to the State Revenue Office, the First Home Owner Grant is $10,000 for eligible first home buyers buying or building a new home in Victoria worth up to $750,000. At least one applicant must live in the home for at least 12 months, starting within 12 months of settlement or construction finishing. Most people apply through an approved agent such as their bank, and you should confirm with the State Revenue Office and your lender how the limit applies to separate land and build contracts.

Do first home buyers pay stamp duty in Victoria?

According to the State Revenue Office, eligible first home buyers pay no duty on a dutiable value up to $600,000 and reduced duty from $600,001 to $750,000. When you buy vacant land, duty is assessed on the land only, not the building contract. This is general information, not financial advice, so check your eligibility with the State Revenue Office and your lender.

Can I buy with a 5% deposit?

According to the Australian Government, the 5% Deposit Scheme helps first home buyers buy with a minimum 5% deposit, and single parents or legal guardians may be able to buy with a minimum 2% deposit. You apply through a Participating Lender. Price caps apply by location, so confirm the cap for your area with your lender.

Who can help me with house and land near Berwick, Clyde or Officer?

My team and I can. Our office is in Berwick, and we work right across Victoria, including Melbourne, Geelong and regional Victoria. We compare over 35 builders to help you find a fixed price, full turnkey house and land package that suits you. Call us on 1300 008 524 or book a time to talk it through.

Where are you based and how do I book?

Our office is at the Old Post Office, 102 High Street, Berwick VIC 3806, and visits are by appointment. To book, call 1300 008 524, email hello@tkbg.com.au, book online or use our contact page.

This page is general information only. It isn't financial, legal or tax advice. Please check your own situation with the State Revenue Office, your lender and other qualified professionals before you make any decisions.